1 Not all applicants will qualify for larger loan amounts or most favorable loan terms. Larger loan amounts require a first lien on a motor vehicle no more than ten years old, that meets our value requirements, titled in your name with valid insurance. Loan approval and actual loan terms depend on your state of residence and your ability to meet our credit standards (including a responsible credit history, sufficient income after monthly expenses, and availability of collateral). APRs are generally higher on loans not secured by a vehicle. Highly-qualified applicants may be offered higher loan amounts and/or lower APRs than those shown above. Active duty military, their spouse or dependents covered by the Military Lending Act may not pledge any vehicle as collateral.
Borrowers in these states are subject to these minimum loan sizes: Alabama: $2,100. California: $3,000. Georgia: Unless you are a present customer, $3,100 minimum loan amount. North Dakota: $2,000. Ohio: $2,000. Virginia: $2,600.
Borrowers (other than present customers) in these states are subject to these maximum unsecured loan sizes: North Carolina: $7,500. An unsecured loan is a loan which does not require you to provide collateral (such as a motor vehicle) to the lender.
4 Important Notice About Refinancing or Debt Consolidation: Refinancing or consolidating your current debt may result in higher total finance charges if the interest rate is higher or the loan term is longer. You should also carefully consider the impact of increasing your debt, monthly obligations, and length of your repayment term. OneMain loans include origination fees, which may reduce the amount of additional money that you receive or that is available to pay off existing debts. Visit omf.com/legal/loan-fees for more details.
Motorcycling journeys are best-enjoyed as free-spirited adventures. However, the purchase of a new or used motorcycle is a trip where forethought and planning should be exercised to avoid being taken for an undesired ride. When looking at a cruiser, off-road bike or scooter, it's best to know what you can afford prior to buying. Through this motorcycle loan calculator, you can determine monthly motorcycle payments by simply entering in a few details, including your planned down payment and interest rate.
When you're in the market for new or used motorcycles, it can get rather daunting when you have no idea where to start. One of the keys to a successful motorcycle purchase is knowing what you can afford. This motorcycle payment calculator takes all the hard work out of making a sound financial decision. Simply enter in your desired monthly payment or vehicle price and it will return your results.
For instructions on processing your title and lien for your vehicle (boat, motorcycle, RV, ATV, UTV, Jet Ski, etc.) when purchasing from a dealer,via lease buyout, a private seller or refinancing from another financial institution, please follow our Title and Lien Recording Instructions.
While this is an unfortunate scenario, you would still have to pay off your loan. This is where your insurance can help and we suggest that should this happen to you that you consult your insurance company immediately. If you owe more than it is worth, your insurance company will only pay the actual cash value which is the fair market value the instant before it was damaged in an accident.
Put the pedal to the metal with a quick and easy loan approval on our motorcycle loans. We offer fixed-rate, fixed-term loans for up to 60 months on bikes up to 5 model years old, as well as online loan application and digital document delivery.
Your love of all things adventure should never be compromised, especially not for high-interest loans or inflexible term lengths. Instead, trust Greater Texas Credit Union to deliver a motorcycle loan experience unlike any other.
***New member applicants may not be eligible for unsecured loan applications for a period of 90 days. All unsecured loan applications may require additional review and verification during the application process. No loan applications will be considered until membership applications have been completed and all information including identification verified.
Prefer not to apply online? Complete and sign a Loan Request and mail, fax or bring to the office location most convenient to you. We may require additional documents to complete your loan request.
Our loan specialists work hard to make the loan process streamline and time-effective. For questions about a loan for a motorcycle, RV or boat, please contact a Loan Officer at (800) 592-3328 ext. 402.
Real Estate loans are provided by Alaska USA Federal Credit Union in Alaska, Arizona, California, Washington, NMLS ID #409001. Mortgage loans are provided by Alaska USA Federal Credit Union in Arizona. NMLS #409001. Mortgage loans are provided by Alaska USA Mortgage Company, LLC in Alaska, Washington, and California. License #AK157293; Washington Consumer Loan Company License #CL-157293; Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act, License #4131067. Home Loans are provided by Global Credit Union, a division of Alaska USA Federal Credit Union in Washington and Idaho, NMLS ID #409001.
It's easy to avoid monthly inactivity fees on your savings account. How? Simply conduct one transaction per year: transfer funds from one account to another, make a deposit or withdrawal. Or take advantage of our loan products! If you're making loan payments, your account will not become inactive.
Based on an APR of 5.99%, your monthly payment on a $10,000 loan amount and a 60-month term would be $193.70. Based on an APR of 6.09%, your monthly payment on a $20,000 loan amount and a 61-month term would be $382.90. Based on an APR of 6.19%, your monthly payment on a $60,000 loan amount and an 85-month term would be $875.65. Based on an APR of 6.29%, your monthly payment on a $75,000 loan amount and a 121-month term would be $840.51.
Based on an APR of 6.49%, your monthly payment on a $10,000 loan amount and a 60-month term would be $196.08. Based on an APR of 6.59%, your monthly payment on a $20,000 loan amount and a 61-month term would be $387.66. Based on an APR of 6.69%, your monthly payment on a $60,000 loan amount and an 85-month term would be $890.37. Based on an APR of 6.79%, your monthly payment on a $75,000 loan amount and a 121-month term would be $859.83.
If you meet our credit criteria, you could be approved instantly. If your application must be reviewed by an underwriter, you should receive a decision within the same day. If you have applied online and you do not meet our criteria, you will be notified of a decision on your application within two business days. As long as all stipulations to obtain the loan are satisfied, funds are available the same day.
It is beneficial to get pre-approved before you go shopping. If an application requires certain stipulations such as a limited loan-to-value or a maximum loan amount, it is better to know that information prior to shopping.
Rivermark understands that it's more than an avocation for those who live to ride, whether they are on a custom roadster going cross-country or guiding a quick, agile motocross bike in the desert dunes. We make having the motorcycle you need, not want, a reality.
What type of motorcycle can I buy with a Motorcycle Loan?When you have good credit, you can use a Rivermark loan to buy any make and model motorcycle you like. Your interest rate is ultimately determined by your credit score, age of the motorcycle and the loan-to-value ratio.
Can I finance my taxes, titling and licensing fees?Yes, taxes, title, registration and/or applicable dealer fees may be included in your loan amount subject to the loan amount meeting our LTV (loan-to-value) guidelines. You may also choose to pay for them out of pocket; in which case, payment must be received prior to funding your loan.
*APR: Annual Percentage Rate. Rates are subject to change anytime. Rates, terms and loan amounts are based on approved credit and determined by a managed risk program. Advertised rates include a 0.25% Autopay discount and a 0.25% Direct Deposit discount, without rates will be 0.50% higher. The lowest new motorcycle rate and used motorcycle rate offered will not be lower than what is shown above, inclusive of any applicable rate discounts. If the amount financed is $10,000 or less, the maximum term for motorcycles is 72 months. Estimated monthly payment: a $10,000 loan at 6.99% APR requires 60 monthly payments of $197.66
Refinancing a motorcycle loan from another lender can potentially save you hundreds of dollars in interest and lower your monthly payments. Depending on your interest rate, you can even save on motorcycles financed 6, 12 or 18 months ago.
Please note: You may open accounts with Hudson Valley Credit Union if you live, work, worship, volunteer or attend school in Albany, Columbia, Dutchess, Greene, Orange, Putnam, Rensselaer, Rockland, Saratoga, Schenectady, Ulster, or Westchester County. If you do not have an account with Hudson Valley Credit Union, you will be required to open a Primary savings account with $0.01 when your loan is funded. Our loan applications prompt you to open an account, as applicable to your situation.
1Rates include direct deposit discount. APR requires full direct deposit--to qualify for the (0.50%) direct deposit discount, a minimum of $1,000 per month in direct deposits for two (2) consecutive months into your Firefighters First checking account is required. Can be combined with other discounts. Representative Example: A $15,000 loan at 6.24% APR for 60 months would result in 60 payments of $292.41. Maximum term for motorcycle loans is 72 months. Maximum term for used motorcycle over five (5) years old is 60 months. If direct deposit is canceled, the promotional rate discount will be removed. Some restrictions apply. Offer valid to qualifying members only. Loan rates are based on term and applicant credit history. Loans currently financed with Firefighters First Credit Union are not eligible for this offer. All loans are subject to credit approval and are subject to the Credit Union policies and procedures. Rates are subject to change without prior notice. The Credit Union does not lend in a Non Titling State on collateral loans in which a state does not issue or guarantee a title. Please contact a Loan Officer for on purchases out of state. 041b061a72